Investing in GBS THE FUND:
Information Memorandum Overview Introduction
Welcome to the Information Memorandum (IM) for the GBS The Fund. This comprehensive document is designed to provide potential investors with crucial insights into the investment opportunity offered by GBS The Fund Pty Ltd (GBS). As you consider investing in the fund, this summary will guide you through the key sections of the IM, offering a condensed overview of what to expect.
The GBS The Fund, facilitated by GBS, presents an investment avenue through the issuance of Australian dollar notes. These notes offer investors the opportunity to participate in loans secured by real estate. The IM delves into various facets of this investment opportunity, including the fund's structure, management, investment strategy, security arrangements, responsibilities of GBS, investor reporting, risks, taxation, eligibility criteria, and general information.
Important Information
The IM begins by setting the context for potential investors, emphasizing confidentiality and the document's exclusivity. It outlines the purpose of the document related to the issuance of Australian dollar notes by GBS for the GBS The Fund.
INFORMATION MEMORANDUM OVERVIEW
Fund Overview
Issuer: GBS The Fund Pty Ltd (GBS)
Fund Manager: GBS
Notes: Australian dollar notes with fixed interest rates
Term: 6 or 12 months, extendable
Investment Focus: Loans secured by real estate, either directly by GBS or through related/unrelated third-party lenders
Issuer and Funds Manager Overview
Australian Financial Services Licence Number 453345 (Toria) corporate authorised representative number 1308014.
GBS acts as both the Issuer and Funds Manager, meticulously identifying and assessing investment opportunities. Key team members, including Shaun Wallis, Silvio Morello, and Leon Davies, contribute extensive experience and commitment to social impact.
Responsibilities of GBS
GBS assumes responsibility for various aspects of administering and managing the Fund, including loan origination, approval, cash flow/loan management, feasibility studies, due diligence, investor reporting, service provider selection, and documentation monitoring.
Investor Reporting
GBS commits to providing regular reports to investors, including annual statements and occasional newsletters.
Risk and Risk Management
Potential investors are urged to carefully consider various risks outlined in the IM, covering construction risk, borrower default risk, interest rate risk, liquidity risk, and legal/counterparty risk. GBS emphasizes the importance of risk assessment before making investment decisions.
Only Wholesale Clients may invest
The document emphasizes that the Fund is exclusively available to wholesale clients, in accordance with section 761G of the Corporations Act.
Investment Strategy
The fund's primary goal is to generate returns by investing in mortgages associated with GBS's lending business. This includes making loans directly, lending to related/unrelated third parties, and ensuring security over these loans.
Key Characteristics of the Fund’s Investments
Loan Security: Registered first or second mortgages on Australian real estate
Loan to Value Ratio (LVR): Maximum 70% of independent property valuation
Security Types: Various, including PPSR, personal guarantees, and corporate guarantees
Security Arrangement
The IM details the security arrangements, with GBS's obligations secured by a first-ranking general security agreement. Security is held by the Security Trustee on behalf of investors.
Taxation
The IM touches upon the taxation aspect, indicating that investors should seek professional advice regarding the tax implications of investing in the Fund. Taxable profits are distributed to investors under Australian law.
General Information
The IM provides additional details such as the place of issuance (Australia), currency (Australian Dollars), and important notes about registration in the United States, selling restrictions, and privacy notice.
Conclusion
In conclusion, this IM offers potential investors a comprehensive understanding of the GBS Debenture Fund. It is crucial to conduct further research, assess risks, and consult financial and legal advisors before considering an investment. The information provided is subject to change, and investors should approach this opportunity with due diligence and a thorough understanding of the outlined details. As you delve into the full IM, keep in mind the commitment to confidentiality and the exclusive nature of the information it contains.
GBS the Fund: Unlock Full IM
Thank you for your interest in the GBS Debenture Fund. To explore the investment opportunity outlined in our Information Memorandum (IM), complete the Enquiry Form below. This is your initial step to connect with our certified financial experts, especially if you're intrigued by real estate-secured loans.
Why Explore?
Seeking more information shows your commitment to informed financial decisions. Our certified staff is ready to address your queries. To receive the full IM and start a conversation with our financial experts, fill out the Enquiry Form below.
Confidentiality:
Your details and enquiries will be treated with utmost confidentiality. We respect your privacy. By submitting this form, you acknowledge that the information provided will be handled in accordance with our privacy policy.
Next Steps:
After the Enquiry Form, one of our certified financial staff members will contact you to discuss your investment goals, provide access to the full IM, and address any additional questions. We look forward to assisting you on your investment journey.
Full Name *Contact Number: *We'll reach out to this number to discuss your queries.Email Address: *Ensure the accuracy of your email address for prompt communication.Preferred Method of Contact: *(Select one) Phone / EmailInvestment Amount (AUD): *Please specify the amount you are considering for investment.Additional Comments/Questions: *Feel free to share any specific queries or additional information you'd like us to consider.
